Great Resources for LGBT Homebuyer
While the LGBTQ community has made great strides during the new millennium, there’s definitely a long way left to go. In fact, one-third of Americans still don’t think same-sex marriage should even be legal. This can present unfair problems if you’re LGBTQ and seeking to buy a new home. Fortunately, you don’t have to face these potential difficulties on your own. There are several resources for LGBT homebuyers out there
Human Rights Campaign
The Human Rights Campaign (HRC) has been fighting for the civil rights of LGBT individuals since 1980. With so much experience under their belt, it’s no surprise that they’ve got a goldmine of information meant to assist those among the LGBT family in purchasing a home. Their state information page even has interactive maps that will show you the housing laws geared towards LGBT in specific states.
The property ownership page at HRC also has tons of resources, tips and information on how to buy your home. This includes tips on estate planning, mortgage tax deductions, adding partners to a title and much more. The Human Rights Campaign is undoubtedly one of the best resources for LGBT homebuyers.
While it’s impressive that HRC has been around since 1980, Lambda Legal has been fighting the good fight since 1971. If you face housing discrimination based on your sexual orientation or gender identity, they’re the group to turn to for legal assistance. Luckily, they also have resources to help before it comes to that point.
While many of the tools offered by Lambda Legal are similar to HRC’s offerings, their In Your State page provides information unrelated to real estate but still important to LGBT homebuyers. This includes which states have legal protections in place for public accommodations and the workplace.
LGBT-Friendly Real Estate Teams
Knowing all the resources at your disposal is certainly beneficial, but the easiest way to avoid housing discrimination is simply finding a LGBT-friendly real estate agent. The National Association of Gay & Lesbian Real Estate Professionals is a great starting point. Here you can find real estate agents who know your local laws and can work the system in your favor.
Fortunately, you’ll often find that LGBT-friendly companies work in several areas of a specific state. Peak Properties Group, for instance, operates from Northern Colorado all the way down to Colorado Springs. As one of the largest LGBT-owned businesses in The Centennial State, you can rest comfortably knowing they can take care of all your LBGT real estate needs.
Lesbian, Gay, Bisexual (LGB) Servicemembers and Veterans
The Department of Veteran Affairs (VA) once denied benefits to LGBT couples, but since same-sex marriage was legalized across America, that has changed. Their Lesbian, Gay and Bisexual (LGB) Servicemembers and Veterans page offers a variety of resources and information for those who are or have served in the Armed Forces.
These resources include information on Veterans’ Group Life Insurance, the Montgomery GI Bill, veteran assistance programs and much more. While the federal government may not be perfect when it comes to LGBTQ rights, there’s no denying that it’s made huge strides in recent years.
Office of Fair Housing and Equal Opportunity
As part of the U.S. Department of Housing and Urban Development (HUD), the Office of Fair Housing and Equal Opportunity cannot dictate state laws on LGBT discrimination. It can, however, provide a wealth of information on states that do and do not discriminate.
Additionally, the department focuses on helping LGBTQ individuals who have been discriminated against even in states where it’s perfectly legal. While you may not think you have legal recourse in these states, the Fair Housing Act may still come into play if a housing denial was based on gender stereotype nonconformity.
Overcoming LGBT Homebuyer Hurdles
Whether it’s dealing with housing discrimination or simply navigating a system that wasn’t built for same-sex couples, buying a home as an LGBTQ individual can be difficult. By utilizing the resources listed above, though, you’ll have all the help you need to simplify the process. Your gender identity or sexual orientation should have no effect on your ability to purchase a home, and with these tools on your side, there’s a good chance that they won’t.